Terms of Use


Welcome to the official website of Koloz Advisory ("Website"). By accessing and using this Website, you agree to comply with the terms and conditions outlined below. If you do not agree to any of these terms, you should discontinue your use of the Website immediately.

1. Use of Cookies
 This Website uses cookies to enhance your browsing experience. By continuing to use the Website, you consent to the use of essential cookies—small data files stored on your device that help optimize functionality. These cookies do not run software or transmit viruses. Some cookies are required for the proper operation of the Website and do not require user consent, while others are optional and may be used for analytical and marketing purposes. Third-party cookies may also be in use, such as those needed to display integrated services like videos.

2. License to Use the Website
 Unless otherwise stated, the intellectual property rights in the content and materials presented on this Website are owned by Koloz Advisory or its licensors. These materials are provided solely for personal and non-commercial use in accordance with these terms.
You are prohibited from:
Republishing content from the Website without explicit permission;
Selling, renting, or sublicensing material from the Website;
Reproducing or copying any part of the Website for commercial use;
Redistributing content from the Website without prior authorization.

3. User Comments and Submissions
 Certain areas of the Website may permit users to post comments, reviews, or other contributions. Koloz Advisory does not monitor or pre-approve such submissions and is not responsible for the opinions or consequences stemming from them. All user comments reflect only the views of the individuals who submitted them.
By submitting content, you guarantee that:
You hold all rights and permissions to publish the content;
Your submission does not infringe on any third-party rights;
Your content is free from unlawful, defamatory, or inappropriate language;
Your submission is not used to promote illegal activities.
By posting content, you grant Koloz Advisory a non-exclusive, royalty-free license to use, edit, and distribute your contribution across our platforms.

4. Linking to Our Content
 The following organizations may link to our Website without prior approval:
Government agencies;
Search engines;
Accredited news outlets;
Legitimate businesses (excluding non-profit and charity groups unless pre-approved).
Other entities wishing to link to our Website must request explicit authorization. All links must be relevant, not misleading, and should not imply endorsement or affiliation without written consent.

5. Third-Party Content and Links
 Our Website may contain links to external sites. Koloz Advisory is not responsible for the content or data practices of these third parties. You agree that we are not liable for any issues arising from the presence of such links on your website or ours.

6. Right to Remove Links
 We reserve the right to request the removal of any links to our Website at our sole discretion and may update this policy at any time. By continuing to link to our Website, you agree to adhere to the latest version of these terms.

7. Request for Link Removal
 If you believe that a link to or from our Website is inappropriate or offensive, please notify us. While we will review and consider your request, we are not obligated to take action or provide a response in every case.

8. Disclaimer and Limitation of Liability
 To the fullest extent permitted by law, Koloz Advisory makes no representations or warranties regarding the accuracy, completeness, or timeliness of the content found on this Website.
Nothing in these terms shall:
Limit liability for death or personal injury caused by negligence;
Exclude liability for fraud or fraudulent misrepresentation;
Limit any obligations or liabilities that cannot be excluded by applicable law.
Users are advised not to rely solely on the information provided on the Website and to seek professional consultation where appropriate.

9. Governing Law and Jurisdiction
 These Terms of Use are governed by the laws of Belgium. Any disputes related to these terms shall be subject to the exclusive jurisdiction of the courts located in Brussels.
Contact Information
 If you have questions or concerns regarding these Terms, please contact us:
Koloz Advisory
Rue du Commerce 78,
1000 Brussels, Belgium
[email protected]
+32 2 808 56 91